Timeline

Fraudulent 1981 document and post-1981 Annual Reports (in Folder K2)

A fraudulent 1981 document that was signed and recorded to purportedly nullify certain property rights of the LLPOA, plus post-1981 Annual Reports filed with the Illinois Secretary of State, shows

• knowledge on the part of those who engaged in a scheme beginning in the early 80’s to illegally exploit the Loch Lomond lake by holding mock elections with ineligible outside lot owners and fraudulently acting contrary to the LLPOA’s 1957 charter and its 1961 deed.
  

The elections were mock elections in that

• they were held with persons who were (a) ineligible to use the lake by a deed restriction in the LLPOA's deed and (b) ineligible to participate the elections by a limitation in the LLPOA's charter;
  
• they were held with persons who intended to unlawfully interfere with the corporation’s property right and obligation to easement owners in the LLPOA's deed to exclude lot owners in outside subdivisions from using the lake; and
• they were held with an intent to defraud the easement owners, including those who paid money to belong to the LLPOA and to whom a fiduciary duty was owed by the LLPOA.
  

The Property Rights of the LLPOA

The LLPOA property rights which the participants sought to nullify in a fraudulent scheme are set forth in several public documents filed with the Lake County Recorder of Deeds.  The documents include LLPOA's 1957 charter, its 1961 deed, and the covenants referenced within the deed and recorded as documents 822721, 903401, and 874973.

When the LLPOA obtained its 1957 charter, it acquired a property right to limit membership eligibility in its incorporated voluntary-membership association to Loch Lomond property owners.  It had a right to conduct its activities for the purposes for which it was organized: “To promote the civic, educational, patriotic, economic, social and charitable purposes of the community known as Loch Lomond ...”  

When it obtained its 1961 deed, it acquired a property right to disallow persons to use the lake “other than the owners and occupants of the lots” described in the covenants “recorded as Documents 822721, 903401, and 874973.”  The LLPOA also acquired a property right to act in accordance with the covenants and not allow people to act in its name while depositing plant-killing and fish-killing chemicals into the lake.[1]

Purported Transfer of Property Rights

On its face, the 1981 document is a fraudulent one.  It was signed exclusively by persons who said that they only owned “real estate adjacent to said Loch Lomond Subdivision” (sic).  The persons who signed it allegedly transferred property rights which they did not have.  They purportedly self-granted rights to use the lake and participate in controlling actions taken in the name of the Loch Lomond Property Owners Association without being Loch Lomond property owners.[2]

Post-1981 Annual Reports

The post-1981 Annual Reports filed with the Illinois Secretary of State after the first mock election was held in 1981 with the participation of lot owners in outside adjacent subdivisions shows that those who presided over the mock elections gave effect to the fraudulently recorded 1981 document.  Such Annual Reports includes names of lot owners in outside subdivisions who pretended to be LLPOA officials as well as leaders in the organization which were involved in perpetrating the fraud, including trained and real estate agents licensed by the State of Illinos.[3]

Footnotes:
[1] This long-term fraud could not have been conducted without the participation of real estate agents.  The scheme to take the name of the LLPOA and kill plant-life in the shallow lake or fishing pond to make it look like a deep-water lake may have begun in the 1970’s. 

In the 1970’s, one of the outside adjacent subdivisions was given a deceptively similar name to the Loch Lomond community: “Peramores Fourth Addition to Loch Lomond”.  Thereafter, in 1980, a false Annual Report was filed with the Illinois Secretary of State in which representations were made for the first time that the LLPOA was acting to “maintain lake”.  Subsequent events have shown that the word “maintain” has been used as a euphemism or code-word for putting plant-killing, and fish-killing, chemicals into the shallow lake or fishing pond.

No attorney has ever filed a lien against nonpaying easement owners despite threats to do so in order to allegedly collect "several hundred thousand dollars" in so-called back dues in 1993 or any other amounts in other time periods. But it’s obvious that this long-term scheme could not have continued without the participation of some attorneys who viewed their duty to refrain from assisting persons engaging in fraud and criminal intimidation as less important than collecting fees. 

[2] As absurd as this is, in 2009 when three people claimed to be LLPOA officers, the only Loch Lomond property owner among the group was a person who held himself out as the LLPOA's treasurer.  As the LLPOA’s “treasurer” from 2009 to 2012, he controlled and participated in disbursing approximately $500,000.   He since sold his house in the Loch Lomond community.

A second person claiming to be an LLPOA officer in 2009 was a property owner but not in any of the three Loch Lomond subdivisions nor in the two outside adjacent subdivisions.  The deeds on file with the Recorder's office shows that she was only a property owner in the distant suburb of Zion while pretending to be a Loch Lomond property owner. She merely resided as a non-owner in one of the Loch Lomond subdivisions with her husband.  Any person of normal intelligence should readily understand that the phrase Loch Lomond property owner means a person who is a property owner in one of the three Loch Lomond subdivisions.  Some people claim to be confused when, in fact, they are not.

The third person in 2009 acted as the “president.”  In addition to her actions in 2009 in which she recorded a false document to purportedly revoke the easement rights of a non-paying Loch Lomond property owner as part of the organization's illegal shake-down activities, she held herself out as an LLPOA officer and/or director for a number of other years.  One of those years was 2006 when she and others impersonated LLPOA officers by holding mock elections and then purported to revoke the easement rights of the the elderly George Schultze who would not pay money to them.  The LLPOA documents in their shared possession shows that he incorporated the LLPOA as a voluntary-membership association for social and other purpose 49 years earlier.  The deeds on file with the Lake County Recorder's office shows that she only owns property in one of the “adjacent” subdivisions identified in the false 1981 document.

[3] For years, those involved in this scheme who threatened to interfere with the sales of homes owned by nonpaying Loch Lomond property owners regularly met and operated out of a real estate sales office building. They did until the time that I mailed a letter with supporting pdf files to Alan Kalman and fully informed him of the ongoing fraud.  Then, the real estate broker whose company owns the real estate sales office discontinued hosting their meetings.  Thereafter, I mailed a second letter to Kalman with a demand for them to discontinue their obstruction of my easement rights.  The letters show that Mr. Kalman and the others who are profiting from this shake-down activity have been and are fully informed.