Timeline

Excerpts from available newsletters (in Folder K5)
show

• the ongoing mail fraud with (a) the participants’ false representations that the covenants require the lake to be maintained and (b) the participants’ threats that property values would be depressed if money is not collected to “maintain” the lake;
  
• the participants’ long-term noncompliance with Art V, Sec 2 in the bylaws which requires that money transfers be accounted for in the minutes with specificity.  Beginning in 1996, the participants adopted a practice of distributing the newsletters as “minutes;”
• the participants’ knowledge, as reported by them, that only a percentage of Loch Lomond property owners paid money to them; and the participants often threatened to file liens against nonpaying Loch Lomond property owners and sometimes falsely claimed that they were in the process of doing so.
  

Absence of Liens

One particular newsletter from 1993 shows that a person representing himself to be the LLPOA "president" claimed that nonpaying Loch Lomond property owners purportedly owed "several hundred thousand dollars" in so-called back dues.  Another newsletter in 1994 shows that an attorney was hired in 1994 to file liens and collect the alleged unpaid back-dues.  He took the first steps to do so but then discovered that the LLPOA is not a homeowners' association and did not file any liens.  After his discovery, the long-term "president" who established a history of personally signing the LLPOA's Annual Reports did not do so.  He, thereafter, decided to not run for re-election.

The records on file with the Lake County Recorder of Deeds show that there never has been a time when the participants have filed liens against nonpaying easement owners to collect "several hundred thousand dollars" or any other amount.

The newsletters, with their occasional references to the percentages of property owners who paid, shows that there never has been a time when all Loch Lomond property owners were fooled or intimidated into paying money to those who collected it in the name of the LLPOA. 

Lack of Cooperation from Persons Claiming to be "Officers" and "Directors"
Because of the non-cooperation of those held themselves out as LLPOA officers and directors in 2008, only a portion of the newsletters have been made available to me.  I paid so-called dues from 1991 to 2008 before becoming suspicious and asking to have access to the earlier minutes and financial records.  Some of the older newsletters were provided by other or former Loch Lomond property owners.

Available Excerpts
From these newsletters, to make the significant passages easier to find and to reduce reading time, excerpts were made from the newsletters and underlined.

The newsletter excerpts are worth reading.  As early as 1997, for example, the persons claiming to be LLPOA officers and directors knew that their summer hobby of collecting money, while pretending to be operating a homeowners' association and putting chemicals into the lake, was harming the shallow lake or fishing pond.

The available excerpts are from
1990
1991
1992
1993
1994
1996
1997
2007
2008
2009
2010
2011
2012
2013
2014